Anti-Money Laundering (AML) & Compliance Statement
At Blacklist Debt, we are fully committed to upholding the highest standards of compliance with all applicable UK Anti-Money Laundering (AML) Regulations and international financial laws. Our services — which involve debt recovery, client risk management, and financial accountability — require us to operate with transparency, integrity, and accountability at every level.
Our Commitment to AML Compliance
We have developed and implemented a robust AML framework designed to prevent our platform from being used for money laundering, terrorist financing, or any form of illicit financial activity. Our internal controls, policies, and systems are continually reviewed and updated in line with UK legislation and global best practices.
Key Compliance Measures We Enforce
✅ Customer Due Diligence (CDD)
We verify the identity of all individuals and businesses before engaging in any formal relationship or transaction. This is done using secure documentation and regulated identity verification methods.
✅ Enhanced Due Diligence (EDD)
For clients deemed high-risk — including those from high-risk jurisdictions or politically exposed persons (PEPs) — we apply enhanced scrutiny and additional verification processes.
✅ Suspicious Activity Reporting (SAR)
If we detect any suspicious behavior or transactions, we are legally obligated to submit a Suspicious Activity Report (SAR) to the UK’s National Crime Agency (NCA). All such activity is immediately paused until further instruction from the authorities.
✅ Record Keeping
We securely store all relevant client and transaction records for a minimum of five years, in line with UK legal requirements.
✅ Appointed Money Laundering Reporting Officer (MLRO)
Blacklist Debt has designated an MLRO who is responsible for overseeing all AML compliance activities, monitoring risk, and filing reports with authorities as needed.
✅ Ongoing Staff Training
All employees at Blacklist Debt undergo mandatory and continuous training on AML legislation, suspicious activity identification, and internal compliance procedures.
Jurisdictional Exclusion Statement
To maintain the integrity of our services and ensure compliance with international sanctions and AML risk frameworks, Blacklist Debt does not operate in, or engage with, individuals or entities located in or associated with the following countries and regions:
Afghanistan
Belarus
Burundi
Central African Republic
Chad
Congo Republic
Crimea
Cuba
Democratic Republic of the Congo
Donetsk Peoples Republic
Eritrea
Iran
Iraq
Libya
Lugansk Peoples Republic
Myanmar
North Korea
Russia
Somalia
South Sudan
Sudan
Syria
Venezuela
Yemen
These jurisdictions are excluded due to international sanctions, AML risks, and our internal risk management policies. We reserve the right to update this list based on regulatory or geopolitical developments.
Why AML Compliance Matters
At Blacklist Debt, we believe that strong compliance protects everyone — our business, our clients, and the broader financial ecosystem. By strictly adhering to UK AML laws and maintaining a clear stance on high-risk regions, we build trust and transparency into everything we do.
If you have any questions about our AML and compliance policies, or would like to verify our procedures, please contact us at: